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Andy Haeck
Shannon Smith
Loan Originator- NMLS ID# 418871
906 W. Edison Road
Mishawaka, IN 46545

Office: 574-224-6625
Fax: 574-257-1811
Toll Free: 1-800-796-1711
Cell: 574-876-5285

Email: shannons@firstfederalbanking.com

Business Hours: 8:00 - 5:00 M-F or by appointment

With over 22 years of mortgage lending experience, I’m excited to share my knowledge and expertise when helping you build, purchase, or refinance your home. During this exciting time, I’ll be with you every step of the way, from loan application to the closing, and beyond. My goal is to assist you in obtaining the best loan product for your individual situation, and to make your home financing experience a positive achievement. Your trust is my top priority.

First Federal Savings Bank has specialized in home financing for over 50 years. We service our own loans so your loan always stays local.


  • Low down payment options and low closing costs
  • First Time Homebuyers Program
  • Construction loans
  • Investment lending
  • FHA loans
  • Jumbo loans
  • Portfolio loan options (when appropriate)

We offer low closing costs and our loan processing is fast and reliable. We maintain local servicing for all loans at First Federal.

New Construction Loans Made Easy

Come see us for your Home Construction Loans, First Federal makes it easy for you and your builder with a one-time closing and a simple construction draw process.

Community Involvement

I am a member of the Women's Council of Realtors and a member of the Greater South Bend - Mishawaka Association of Realtors


Shannon Smith, Loan Originator NMLS #418871
First Federal Savings Bank
906 E. Edison Road, Mishawaka, IN  46545
Direct:  (574) 257-1711
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